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Like many first-generation Americans and college students, Giovanna Gonzalez, the daughter of Mexican immigrants who came to California in the 1990s, attended college, chose a work degree in economics, and settled into an office. I thought that I had done everything right. work.she was Although she made more money than her parents, she didn’t have any of the tools she needed to manage it, and her 20s were “chaotic,” with “bad roommates” and a “toxic workplace.” Living paycheck to paycheck, she couldn’t escape the cycle. .
Image credit: Courtesy of First Generation Mentors
Amidst the chaos, Gonzalez had an epiphany: I could live like this, but this is not what my parents want me to do. they want something better. So she read over 50 personal finance books and listened to countless podcasts until she felt confident in her ability to create a financial plan that would help her pay off $50,000 in debt from student loans and a car loan. I started learning financial literacy on my own while listening. She is increasing her savings.
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